Author Archives: Scott

How To Save On Medicine

New Medicine Articles

How To Save On Medicine

Are you trying to save money?

Well medicine is a good place to start.

This is especially true when it comes to the cost of prescription medications.

So if you want to know how to save on medicine please read this article now.

Consult With Your Doctor First

The very first thing you need to do if you’re trying to save money on your prescription medications is to consult with your physician.

There are a couple of reasons for this.

First there are normally more than one medication available for different ailments.

Your doctor has the ability to prescribe different medications for any health problem.

Are you taking a medicine that is hurting your pocketbook?

Talk to your doctor about alternate medicines that may be just as good but less expensive.

A lot of times an alternative medication can be significantly less expensive than the one you are currently taking.

Many doctors are not aware of how much medications cost.

Doctors know what medications are available.

However since they don’t buy them they don’t always know what they cost.

By taking the time to mention your concerns to your physician, you may save a lot of money.

The second reason that you should always consult your physician is to be sure you get the right alternative drug.

Your doctor is the expert.

When it comes to saving money on your prescription drug costs your doctor should be more than willing to work with you.

How To Save On Medicine

Ask If Generics Are Available

Generic medications are generally much less expensive than their brand-name counterparts.

You can save 30% to 80% just by going with a generic.

They deliver the exact same benefits to you as a consumer.

They have the exact same ingredients as their more expensive brand name products.

Make certain that you ask your pharmacist whether or not a cheaper generic alternative is available for the medication you’ve been prescribed.

Buying generics will save you money without compromising on quality.

Also If you have insurance be sure to check your copay on prescription drugs.

Generally you will pay less out of your pocket for generics.

Ask If An Over-The-Counter Option Is Available

For things such as basic allergies, many medications are now available over-the-counter as well as by prescription.

Quite often, these over-the-counter medications will be significantly less expensive than a prescription counterpart.

I have allergies.

The best medication for me is Claritin

Claritin used to be a prescription allergy medication but now you can buy it over the counter.

Claritin costs about seventy five cents a pill.

So do I buy Claritin?

No, I buy Walmart’s over the counter alternative which has the exact same ingredient but costs twenty two cents a pill.

If your doctor is writing you a prescription be sure to ask if there is an over the counter alternative.

Save Money On Medicine

Shop Around For The Best Prices

Most people believe medications cost the same at every pharmacy.

Unfortunately, this is not the case.

Pharmacies have different prices on the same medications even in the same area.

For this reason, it is important for you to shop around in order to obtain the best price possible on your prescription medications.

It is important for you to shop around when you get your prescription initially filled.

It is also important to periodically check prices when you get refills.

Check a few different pharmacies in your area in order to obtain the best price possible or check online. A pharmacy may match a price you found on the internet.

By doing this, you can ensure that you are getting the best price possible on your medications.

One other thing to take into consideration when shopping pharmacies is that many offer additional customer benefits for free to their customers.

Things such as gas reward points, additional savings in the store, and other perks may help you bring the actual cost down.

If you do not have prescription coverage with your insurance there are a number of discount cards you can use to cut your prescription costs. Here are two.

Drugs.com has a discount card that will save you money on most prescription drugs.

AARP has a discount card that can save you up to 38%.

Be very careful buying medications online. Be sure you are buying from a reliable source and not from some “company” in India. Check with your insurance company before buying drugs online.

How To Save On Prescription Drugs

Request Larger Quantities From Your Doctor

Many pharmacies offer discounts for larger quantities of medication.

Are you going to be on medication for a long period of time?

If so consult with your doctor to see if he/she can write a prescription for a larger quantity of the medication.

For example, many blood pressure medications are prescribed in 30 day increments, but are significantly cheaper if ordered in 90 day quantities.

Samples

Pharmaceutical companies shower doctors with free samples.

Ask your doctor if he has any samples of the drugs he is prescribing for you.

Your doctor will be happy to give them to you if he/she has samples.

Be aware that Drug companies that give samples sometimes offer the doctor something in return.

Be sure the doctor is giving you the best medication for your ailment and not the one that is the most beneficial to him/her.

Final Thoughts On How To Save On Medication

If you take the time to follow just a couple of the tips listed above, you can drastically reduce the amount of money you are spending on medication.

Whether you are buying over-the-counter or prescription medications, taking the time to do a little bit of research can ultimately save you hundreds of dollars.

Scott  The Frugal Man

Here are a couple of other posts which may be of interest to you.

How To Check Someone Out

Best Way To Start Your Own Website

 

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Is Amazon Prime Worth The Money?

Is Amazon Prime Worth The Money

Is Amazon Prime Worth The Money?

With Amazon’s recent price increase on their Prime service, many people are wondering whether or not it is still a good investment.

Is Amazon Prime worth the money?

Personally, I believe it most certainly is.

 

DO YOU WANT TO SAVE A TON OF MONEY ON AMAZON? CLICK HERE

 

Here are the reasons why Amazon Prime is still a very worthwhile investment.

Expedited Shipping

One of the biggest perks to having the Amazon Prime membership is that it allows you to have upgraded shipping for most items.

There are thousands of items that are considered to be “Prime eligible” and thus have a free expedited two day shipping option for Prime members.

How good is this free expedited shipping?

I’ve actually been very impressed with how quickly I’ve been able to receive items with Amazon’s Prime service.

An item that I order early on Monday morning many times arrives at my home on Tuesday.

Great Shipping

Three reasons why you might want Amazon Prime for shipping?

+ If you order often from Amazon.

+ Find yourself struggling to always come up with $35 worth of merchandise to order.

+ Or just want to get your orders to your home much faster.

Then the free expedited shipping that comes with an Amazon Prime membership is very worthwhile.

Is Amazon Prime Worth It

Free Book Borrows

Another great benefit to being a member of Amazon Prime is that you are able to borrow books for free from the Kindle Lending Library.

The books that are included in the library include some impressive titles.

There are more than 100 current New York Times bestsellers, and well over 500,000 other books available for you to check out for free.

One thing you need to be aware of is that the books from the Kindle Lending Library are different from the Kindle Unlimited subscription that Amazon now offers as well.

With that said, there are many books inside of the Kindle Lending Library that are not on the Kindle Unlimited platform.

Are you constantly looking for new books to read every month?

Would you like to check out some of the most popular titles in the marketplace for free?

If so then you should definitely consider signing up for an Amazon Prime membership.

Amazon Prime Music

Amazon Prime Music is similar to services such as Spotify or Pandora .

Amazon Prime Music allows you to stream music.

You are able to select custom albums, or individual songs. Than you can listen to them all on any device that supports Amazon Prime.

The selection of music is still not as good as Spotify or Pandora but Amazon Prime members do have access to well over one million songs and the list is growing.

The thing to keep in mind with Amazon Prime Music is that it is still in its infancy and will continue to grow over time.

Best of all, you are able to download any song that you find on Amazon Prime Music and listen to it any time as long as your Prime Membership stays active.

Amazon Prime Instant Video

Amazon Prime’s Instant Video service is another benefit of having an Amazon Prime membership.

With an eligible Amazon Prime membership, you have access to thousands of Prime Instant Video titles at no additional cost.

This service is similar to Netflix.

Titles frequently change so that you have access to new titles all the time.

While the library is nowhere near as large as Netflix it is continually growing.

There are many shows available on it that are not available on Netflix.

There are many children’s shows available only on Amazon Prime as well as exclusive movies.

Just like Netflix you can install the Amazon app on a variety of streaming devices such as the PlayStation and Xbox.

You can then stream movies and television straight from Amazon Prime Instant Video to your television.

With more than 40,000 movies and TV episodes you will never run out of things to watch.

So, if you’re searching for more streaming media or access to exclusive media that is only available through Amazon Prime Instant Video, then an Amazon Prime membership is the only way to obtain it.

Final Thoughts On Amazon Prime

OK, so Amazon Prime did increase their price to $99 a year. But,

+ If you shop at Amazon and you would like to receive your orders faster.

+ If you enjoy reading Kindle books.

+ If you want access to some great music, movies and TV shows.

Then an Amazon Prime membership is probably right for you.

Click here to subscribe to Amazon Prime

Click here to check out some secrets to Saving Money At Amazon

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Saving Money Websites – Government

Saving Money Websites – Government

The Federal government has many web sites to help you save money.

Saving money in today’s world can be really hard with all the temptations and bad economy.

You should definitely take advantage of these web sites since it is your tax dollar that is paying for them.

Saving Money Websites

Best Government Websites For Saving Money

mymoney.gov

Mymoney.gov is a great site for saving money as well as other information.

Some of the topics on the the site include:

1. Scam Reports
2. Buying A Home
3. Shopping Wisely
4. Saving Trackers And Calculators
5. Preparing for Child Birth
6. Student Loans

Government Websites For Saving Money

USA.Gov Unclaimed Money

This site will help you find unclaimed money from pensions, bank failures, matured savings bonds, mortgage refunds, and more.

You can also find out if you are eligible for benefits from the government if a family member has died.

http://www.usa.gov/Citizen/Topics/Money/Investing.shtml

Here you will find information on saving and investing. Some of the topics covered are bonds, savings bonds, investment advisers, mutual funds, CD’s and much more.

www.usa.gov

Usa.gov is a government site for saving money. It has information on a host of issues for consumers including:

1. Investing Tips
2. Homeowners Insurance
3. Brokers and Advisers
4. Retirement Info And Tips

www.sba.gov/blogs/7-techniques-help-you-save-money-technology

The SBA (Small Business Administration) is a government site that has a lot of great information including 7 Techniques To Help You Save Money on technology.

www.usda.gov

The USDA (United States Department Of Agriculture) site has information on saving money on food.

Information includes:

1. Cutting Down On Food Waste
2. Growing Your Own Food
3. Expiration Date Of Food
4. Eating Healthy
5. Dieting
6. Eating Healthy Within A Budget

www.energy.gov

This is the site for The Department Of Energy. It has lots of good information on saving money on energy.

You will find information on:

1. Using Less Electricity
2. Saving Water
3. Making Your Home More Energy Efficient
4. Saving On Water Heating
5. Saving On Lighting

Saving Money Sites

I hope you enjoyed this post. “Saving Money Websites – Government

Here are a few other posts that may interest you.

Best Way To Start Your Own Website

How To Save Money On Amazon

Scott  The Frugal Man

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How Not To Get Audited By The IRS

How Not To Get Audited

How Not To Get Audited By The IRS

If you are a money savvy person, it is likely that one of your worst nightmares is being audited by the IRS.

In this article I am going to show you how to lower your chances of getting audited while still getting the best possible tax refunds and using the highest deductions possible.

The IRS audits around 1 in every 115 tax returns.

The odds of getting audited go way up the more money you make.

So, if you really don’t want to get audited just don’t make any money. Just kidding.

What To Do If You Get Audited By The IRS

Report All Your Income

Keep meticulous records and be sure you report every bit of your income. Don’t forget the interest you received on a bank account you hardly use.

The bank will report your interest and if you forget to put it on your tax return it could trigger an audit.

Travel And Entertainment Excessive

Deductions for meals or travel will get the IRS looking closely at your tax return. For meals keep receipts and take notes.

Who were you with?

What did you discuss?

Business Car?

Claiming that your car is solely used for business will have the IRS looking you over with a magnifying glass.

So You Are A Gambler

Reporting large gambling losses or not reporting your gambling gains will get you audited faster than you can say black jack.

Also you can not deduct travel and meal expenses related to gambling unless you are a professional gambler.

Not Get Audited IRS

Small Business

Your chances of audit are greater if you are running a small business.

Do not under report your income or take excessive deductions. Keep good records.

Watch Those Deductions

It is important that you take the time to properly monitor the deductions that you are claiming.

If you’ve decided to claim your own small business, make certain that you’re not actually claiming a hobby.

How can you tell the difference?

Businesses are supposed to make money within the first three years of operation.

So if you’re claiming deductions on your taxes for a business, make certain that you’re actually earning a profit within a few years If not you have a hobby not a business.

If you claim deductions from a hobby you are asking to get audited.

Home Office

Another major red flag for a tax audit is deductions claimed for home office expenses.

This is because home offices are one of the most easily misunderstood deductions.

While you should definitely claim home office expenses if you qualify for them, it is important that you understand exactly what is required for you to qualify for the deductions in the first place.

For example, many people who claim home office expenses do not actually have a dedicated home office.

In order to file for the deductions you must have an area of your home that is used exclusively for work. This means that the family computer does not qualify as a home office area.

Neither does the corner of your dining room.

You literally must have a partitioned area or room that is used only for work.

If you are going to claim business expenses or home office expenses be sure to keep meticulous records in case of an audit.

How Not To Get Audited By The IRS

More Tips

Determine If You Really Need Professional Help

If your taxes are relatively simple you may not need professional help with your taxes.

If you work a normal job with a paycheck and don’t have anything else going on you can probably do your own taxes and save some money.

If you opt to do your own taxes, you can check out several different services and software options such as TurboTax by Intuit, or H&R Block’s online tax preparation software.

When using these software options you will be asked frequently to buy their professional versions. Ask yourself if you really need the additional features or if you can get by with just the free versions.

Selecting The Best Tax Preparer

If you decide to hire a professional make certain that you take the time to select the best preparer possible.

Avoiding An IRS Audit

Why is this so important?

Well, believe it or not, the IRS can actually audit every return that a tax preparer completes if they find that the preparer in question has been pushing things or simply doesn’t know how to properly prepare tax returns.

What does this mean for you?

If you select a poor Accountant and another return that they file gets audited, then you may find yourself facing an audit if they filed the return negligently.

So how can you select a qualified tax professional?

Start out by looking for specific certifications and qualifications.

Check to see if the person preparing your taxes is a CPA or Certified Public Accountant.

Before deciding to go with a specific tax professional, make sure that you go online and check for past customer reviews or complaints.

By taking just a little bit of time to do some diligent research, you can save yourself a lot of frustration. 

You can also ask friends and family for recommendations for tax preparers and CPA’s.

Final Thoughts On How Not  To Get Audited

Avoiding an audit by the IRS really isn’t nearly as difficult as it may sound.

You need to make certain that you have all of your documentation in line

and you’re only claiming deductions for which you truly qualify.

The Frugal Man

Here are a few other articles that may interest you.

Best Way To Star Your Own Website

How To Check Someone Out

 

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How To Save Money On Dental Care

How To Save Money On Dental Care

How To Save Money On Dental Care

When was the last time you went to the Dentist?

As you know dental care can seriously put a hole in your pocket?

Everyone needs dental care but these days a simple cleaning, x rays, and exam can set you back hundreds of dollars.

If you and other members of your family don’t have dental insurance here are some of the ways you can cut down the cost of dental care.

Find A Good Dentist

For a start find a good dentist. It is important that you choose a dentist wisely. Sounds obvious but many people just go to the first dentist they encounter.

Ask around and find a Dentist that has experience and is recommended by happy clients.

Save Money On Dental Care

Go To A Dental School

You can save a chunk of money by going to a dental school. For simple dental procedures a dental student will do the work. All work will be supervised by an experienced dentist. The American Dental Association has lists of Dental Schools. Click Here to check them out.

Go To A Dental Hygienist School

Do you just need a good cleaning?

Call one of these schools for Dental Hygienists in your area.

Get Regular Check Ups And Cleanings

Wanna go to the Dentist less later?

The best way to save money on dental care is prevention. Brush your teeth and floss religiously. Have a check up and teeth cleaning at least once a year.

Take a multivitamin every day to be sure you are not missing any vitamins or minerals in your diet. Just be careful which vitamins you buy. Read my article Bad Vitamin Supplements so you don’t get scammed.

Compare Prices

Prices on dental care can vary widely from one dentist to another. Compare prices like you would on most other products and services.

Community Health Care

The US Government runs HRSA health centers around the country . You pay what you can afford based on your income. Health centers provide medical services as well as dental care. Go here to find a clinic near you.

Cheap Dental Care

Get A Second Opinion

If A Dentist tells you you need anything more complicated than a cavity filling get a second opinion. Dentists are human and make mistakes.

Also like any profession there are a few bad apples who may be looking to pad their revenue with your money.

It is worth repeating, be sure to floss and brush your teeth and eat a healthy and well rounded diet.

By regularly eating a balanced diet and maintaining good dental hygiene as well as avoiding sugar, you will go a long way to saving money on dental care.

I hope I have answered the question How To Save Money On Dental Care.

Here are a couple other articles you may be interested in.

Best Way To Start Your Own Website

How To Check Someone Out

Scott  The Frugal Man

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Best Cheap Cell Phone Plans

Best Cheap Cell Phone Plans

This is a short article I put together to help you save a ton on your cell phone charges. Read on to discover the Best Cheap Cell Phone Plans.

Is your cell phone plan with AT&T, Sprint, Verizon, or T Mobile?

If so you are probably paying twice as much as you need to for your cell phone service.

Best Cheap Cell Phone Plans

Here is a little secret which you probably don’t know.

Each of the large cell phone providers has their own discount carrier or sub-brand.

These discount carriers uses the same system and towers as their name brand mother.

Most of the time the phone that you already have will be compatible with the discount carrier.

How To Cut Your Cell Phone Bill In Half

You can generally get a similar plan to the one you already have with the discount carrier for less than half of what you are paying with the brand name company and without a contract.

With cell phone charges continuing to drop who needs a contract anyway.

Here is a neat little site for comparing cell phones and plans.

Cheap Cell phone Plans With No Contract

Here Are The Discount Brands Associated With The Major Brands

Cricket – AT&T
Total Wireless – Verizon
Boost Mobile – Sprint
GoSmart Mobile – T-Mobile

Cheap Cell Phone Plans With No Contract

All of these discount carriers have inexpensive cell phone plans without having to sign a long term contract.

Wait It Gets Even Better

How about a free plan?

FreedomPop has a free plan. Their plan comes with 500 text messages, 200 voice minutes, and 500mb of data per month.

For $6.67 you can get Unlimited Text and Voice and no contract.

You can purchase a phone from them, or check here for phones that will work with FreedomPop. Sometimes they will offer phones for free. Go here to see their forum where you can get answers to any questions you have.

Now you know the Best Cheap Cell Phone Plans.

 

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Here are a couple other posts you may be interested in.

Best Way To Start Your Own Website

How To Save Money On Amazon

Scott  The Frugal Man

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How To Check Someone Out

How To Check Someone Out

How to Check Someone Out

In today’s world you need to be very careful.

In this article I am going to show you where you can go to check out people and companies.

Reverse Phone Look Up Services

Okay so you are sitting in your house and the phone rings.

You do not recognize the number so you don’t answer it.

Even though you did not pick up the phone you are obviously curious as to who called.

You are also a little worried that you may have missed an important phone call.

That is where a reverse phone look up service comes in handy.

You go to your reverse phone look up service and punch in the number of the call that you did not answer.

In a few seconds you have the information on who called you.

I Never Answer

I never answer phone calls from numbers that I am not familiar with.

Most of the time when I do a reverse look up it turns out I did not want to take the call anyway because it was a sales call.

Once in a while it is an important call like the other day when my stock brokerage firm called from a number I was not familiar with. In this case I called them back immediately.

Check Someones Record

Why Would You Use This Service?

Here are some reasons you might want to use a reverse phone look up service.

1. You want to find out who is calling you. Don’t recognize the number? Find out who just called.

2. You want to identify someone you are doing business with over the phone. Put the number in and see if its registered to the person you think you are dealing with.

3. You want to identify a prank caller.

4. You want to find out if it is a telemarketer that is calling you.

5. You want to identify a number you are not familiar with on your phone bill.

6. You want to check out someone who wants to rent real estate from you.

7. You want to find long lost friends and relatives.

The information you get from a reverse look up service can include:

1. The name of the person or company who the phone is registered to.

2. Whether the phone is a land line or a cell phone.

3. The address where the number is registered.

4. Complaints filed against the person or company.

Here are two very good phone reverse look up services.

Phone Detective

Phone Detective gets very high ratings and good customer satisfaction. Their premium membership costs $39.95 a year and gives you unlimited searches.

Click Here To Check Out Phone Detective

People By Name

For $34.99 you can look up 20 different telephone numbers over time.

You also get unlimited name look up.

All you do is punch in the first and last name and you get a phone number.

This is a great way to find lost friends and relatives.

Click Here To Check Out People By Name

 

Best Site Do Background Check

 

Background Checks

There are 100s of reasons you might want to run a background check on someone.

You might be thinking of hiring someone and you want to know their past.

Maybe you are thinking of doing business with a person but don’t know very much about them.

Maybe you started dating a new person and want to see if they are who they say they are.

There are online sites that will search private and public records to give you information on an individual you are interested in knowing about.

Here Are Two Services That Get Really High Ratings

eVerify

eVerify has more features than any other background check service and the price is right.

Not to mention you can try the site for free for five days.

eVerify gives you the option to check a person out four different ways, by name, address, phone and e-mail.

They will check criminal records, birth and death records, marriage and divorce records, property records, phone records, social media, etc.

eVerify costs $19.95 a month.

You can get unlimited background checks for this price.

A search that will take you a minute on eVerify might take you two days to do yourself if you had access to the records.

Click Here To Check Out eVerify

Inteligator

Inteligator has access to over a billion records from around the United States.

In just seconds they will supply you with a report showing public and private records on someone you want to investigate.

Inteligator also costs $19.95 per month.

Click Here To Check Out Inteligator

When In Doubt Check them Out

There you have it.

From now on you don’t need to worry about who is calling you or who you are doing business with.

You can use the services above to be sure you are not wasting time or getting scammed.

You now know How To Check Someone Out.

Here are a couple other posts you may be interested in.

How To Save Money On Amazon

Bad Vitamin Supplements – Shocking Report

Scott The Frugal Man

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What Is Amazon Home Service?

Amazon Home Service Is The Best

When you think of the biggest online retailers on the planet what comes to mind?

Amazon of course!

Amazon has revolutionized the way we buy goods on the Internet.

Now they are also helping to deliver home-based services to your front door.

Amazon Home Service has been launched.

What Is Amazon Home Service?

So, what is this new mystery product line that Amazon is rolling out?

Believe it or not, it may be very beneficial for you as a home owner.

Amazon has always made customer service a priority.  

Amazon Home Services is designed to help you have a better shopping experience overall.

Think about this scenario for just a moment.

You’ve decided to purchase a brand-new ceiling fan for your mother as a gift for Mother’s Day. The only problem is, your mom has absolutely no idea how to install a ceiling fan.

You also don’t want to put additional stress on your dad, as he will feel that he has to install your newly purchased gift.

So, what other options do you have available to you?

Currently, you would have to try and find a handyman in your parents’ local area to install the fan for them.

Simple enough, right?

Unfortunately, no.

If you are trying to find a handyman and you don’t live in the same area as your parents it is hard.

You don’t know anything about the handyman or company.

Are they reliable? Are they trustworthy? What is the quality of their work?

These are very relevant concerns.

You don’t want a total stranger providing services in your parents house, right?

Well, what if there was a way to know beyond a shadow of a doubt that you could have the new ceiling fan you purchased as a gift installed by a trained professional you could rely on? 

This is exactly what Amazon Home Services plans to provide.

What Is Amazon Home Service

How Is Amazon Picking The Professionals?

Amazon is qualifying select businesses to provide the services offered on their website.

How are they doing this?

First, they are only inviting professionals who have a very strong record of providing highly recognized and reputable services in their local areas.

Second, they are doing background checks on the businesses and on every professional who would be entering individual homes.

Finally, they are also making certain that all businesses have adequate insurance as well as all necessary trade licenses before they can provide services to individuals.

This allows you to acquire services in areas outside of your local area and have peace of mind.

You can feel comfortable that the services are being provided by qualified professionals who have passed criminal background checks and have all necessary licenses at the time of service.

How To Save Money On Amazon

How Will Amazon Home Services Work?

Currently, Amazon Home Services is in its beta test phase. There are just a few professionals in different areas around the USA.

In the future, you will be able to select professional installation services or consultations at the same time you purchase specific items.

For example, let’s take another look at the buying process of that ceiling fan for your mom when it comes to getting it installed.

In the future, when Amazon Home Services has vetted more installers, you will be able to add installation services at the same exact time as the purchase.

So when you buy the fan you will be able to purchase the installation service also.

You can schedule a home installation based on the delivery time of the ceiling fan so that the fan doesn’t sit around for more than a couple of days prior to it being installed.

This will give you the ability to purchase a great gift for a friend or family member and have it installed seamlessly.

Amazon Home Service

What Type Of Services Will Amazon Provide?

There are going to be quite a few different services offered through the Amazon Home Services program.

As of right now, things that are being promised include everything from lawn care, to computer repair, home-based maintenance and services, plumbers, and so much more.

It is truly going  revolutionize buying products on Amazon.

In the future, you can expect to be able to purchase a wide variety of different items and have them installed with ease without having to worry about whether or not the person installing them is trustworthy.

The service providers have to pass Amazon’s initial requirements

Also customers will be able to post reviews on individual installers on Amazons website. This will go a long way to ensuring very high quality installations and services.

Final Thoughts On Amazon Home Services

In short, Amazon Home Services is going to open up a whole new world of possibilities when it comes to shopping on the internet.

Not only can you get products that you desire for yourself, family and friends, but also have those same goods installed with the click of a button.

Amazon already has a number of services available depending on your area.

I hope I have answered the question: What Is Amazon Home Service?

Click Here To Go To Amazon Home Services

Scott  The Frugal Man

Here is another post I did that has saved people a ton of money when shopping at Amazon.

Click Here: How To Save Money On Amazon

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When Not To Be Frugal

Here Is When Not To Be Frugal

Hey, I know, I know this site is about being frugal. However there are a few instances when it pays not to be frugal.

The economy has not been very good for many years

Saving money is at the forefront of many peoples thought processes.

This is completely understandable and this site has struck a cord with many people.

But as you know there are instances when saving money shouldn’t be your biggest concern.

So, what are some times when not to be frugal?

Continue reading to learn a few instances when saving a few pennies up front may cost you a lot more down the road.

#1. Skipping Out On Preventive Doctor Visits

Doctor visits are expensive and not anyone’s idea of fun.

Even with insurance your co-pay is gonna cost you.

Not to mention many policies don’t cover check up and preventative doctor visits.

The problem is, that when you skip out on check ups and preventive visits with your doctor, you often risk much higher medical expenses in the future.

Not only is your wallet at risk, but more importantly your health.

You certainly can’t put a price tag on your well-being.

When Not To Be Frugal

Take the time and spend just a little bit extra on preventive medical care.

This will save you a lot of money in the future.

It will also drastically reduce your risks of suffering from medical emergencies that could place your health and ultimately your life in jeopardy.

I can see you now running for the phone to make an appointment for that check up you have been putting off.

#2. Purchasing Budget Tools

Yes, those high end tools are more expensive than their generic counterparts.

But please keep in mind.

Those inexpensive and generic tools that save you money up front will end up costing you a lot more in the future.

Typically, tools that are made inexpensively are made of much lower quality materials.

As a consumer who is trying to save money, you will be replacing tools much more frequently.

Also many times cheap tools do not function correctly

This results in poor quality craftsmanship on your home repair jobs.

Your best bet is to invest in quality tools up front.

There are a few brands out there that actually have lifetime warranties on their tools.

Some offer very impressive warranties even on power tools.

Save yourself some money in the future by investing in quality tools today.

How To Be Frugal

 

 #3. Buying the Cheapest Car On The Lot

Another tempting way to save a bit of money is to buy an inexpensive car.

It is important that you make certain to do adequate research on the manufacturer of the car as well as the individual model.

If you are buying a used car check its history at Autocheck.

By taking the time to do your due diligence upfront, you can save thousands of dollars over the long haul in automobile repairs.

Frugal Living Sites

 
#4. Skipping out on Automobile Maintenance

Many people are tempted to skip out on routine car maintenance in order to avoid the expense.

The problem with this tactic is that preventative automobile maintenance is just as important as preventive medical care when it comes to saving you money in the future.

Make certain that you do the standard auto maintenance such as oil changes and other general tune-ups.

You will lower the chances of having severe automobile failure in the future.

One big automobile repair can result in hundreds or thousands of dollars in expenses. 

I did another post you might like to read 12 1/2 Frugal Living Tips Cars.

#5. Buying Cheap Food

Buying unhealthy food because it is cheap is a bad idea that you will pay for later in life.

Don’t buy a food item because it is inexpensive.

Buy healthy food cheap or pay up a bit.

Frugal Living Ideas

#5. Spending Too Much Time with Coupons

Couponing can be a wonderful way to save money at the grocery store.

The problem is that many people become obsessed with couponing and simply buy items that they do not need.

Spend your time making additional money rather than becoming obsessed with coupons.

Take 20 to 30 minutes to cut coupons out of your Sunday paper for items that you typically purchase.

This a great way to save a few dollars on your grocery bills

Spending hours searching for deals online as well as in your local sales papers generally ends up costing you much more money than you would otherwise be able to save by directing your time to other tasks.

 
Final Thoughts On When Not To Be Frugal

Being frugal will improve your life but there are certain things it is not wise to try to cut corners on.

With that said, it is also important for you to make certain that you are taking the time to be frugal in the right way.

Know when to be frugal and when to pay up.

 

Here are a couple other articles that may interest you.

How to Save Money On Amazon

Frugal Living Tips – Saving Money

Scott The Frugal Man

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Best Way To Start Your Own Website

Best Way To Start Your Own Website

Owning and operating your own website can be a great source of supplemental income or even a total replacement for your full-time career. In this article I will show you the Best Way To Start Your Own Website.

How To Start Your Own Website For Free

Knowing the best way to start your own website is half the battle when it comes to creating a successful online business. Let me show you how.

Find Quality Training

You probably know there are many different training programs on the Internet that claim to teach you how to earn a full-time income online. 

It is important that you find the right one straight out of the gate as there are many scams out there designed to separate you from your hard-earned money.

When you’re starting your search to look for a qualified program, keep in mind that you shouldn’t have to pay a small fortune as some of these courses charge thousands of dollars and simply don’t deliver.

The other thing to keep in mind to avoid being scammed is that there is no such thing as an easy push button solution that will earn you thousands of dollars overnight.

You will also find programs that tell you you can create a website in ten minutes. Technically this is true but the inner workings of a successful site don’t come that easily.

What should you be looking for? Start out looking for programs that will allow you to try them out for free, or even offer a free membership option for their training.

 

How To Start Your Own Website For Free

First Things First

You need to choose something you’re passionate about.

Don’t choose a niche solely because you think it might be a good money maker.

While this is an option it is much easier to actually pick something that you care deeply about rather than something that you are just pursuing in order to make money.

Why Is This?

One of the most important things that you have to do in order to run a website successfully is to frequently write about the subject of your site.

You also need to communicate with the people who are visiting your website.

If you are passionate about a subject, you will find that it is much easier to communicate with others and create articles for your website.

There are 1000s of subjects or niches out there that will make you money over time.

The key is to choose a subject you are very interested in and know quite a bit about.How To Start Your Own Online Business

You Need To Work At It

Don’t be sucked in by get rich quick schemes. Read that sentence again.

You need to work hard and not expect to make any money for awhile.

Start your training with the understanding that it may be six months or even a year before you see those first pennies being earned from your website.

The good news is, If you put in the work after a while you will start to make money. Over time you will work less and generate income when you are sleeping. 

After some months you will begin to establish yourself in your marketplace.

You will learn the skills that are essential to being successful within your niche.

You will start to make money every day.

The important thing is that you never give up. You need to go into website creation with a long term mindset.How To Start Your Own Website

My Story

At the beginning of this year I decided I wanted to start a website.

I had no experience.

Designing a website was as foreign to me as brain surgery.

I researched extensively where to get help.

After wading through hundreds of scams and not so great training sites I came upon Wealthy Affiliate.

Wealthy Affiliate

Wealthy Affiliate is a training site with thousands of members from beginners to people who have had websites for many years.

I joined free for seven days and started designing a website. There are a series of step by step training courses that take you from day one to having a fully functional site. They teach everything needed to get your site recognized by Google, Bing, etc.

The site is full of really helpful people and 1000s of questions and answers from the past.

Hundreds of videos and a real time chat round out a super program for success with your website.

When you get stuck on something you get the answer very quickly.

I know if I had not had Wealthy Affiliate I would not have lasted more than a few days with my website.

The Rest Of The Story

After a short time I realized that Wealthy Affiliate was an asset I could not be without if I wanted a successful website. I signed up for a premium one year membership and have never looked back.

In the middle of April three and one half months after starting my site I had my first sale.

Most people have one sale and over time sales increase.

I was very lucky to have a post go viral and my first sale and three hundred more all came in the same day.

Needless to say I was shocked.

Best Way To Start Your Own Website

If you are thinking of starting a website my number one and only recommendation for training that will make you a success would be Wealthy Affiliate.

You can go there and join for free with no obligation.

 

Click here to go check out Wealthy Affiliate

 

Other articles you might be interested in.

How To Save Money On Amazon

How To Retire With One Million Dollars

If you have any questions or comments please leave them below.

If you liked this post please Like It, Tweet It and Pin It.

Scott  The Frugal Man

 

 

 

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