Monthly Archives: February 2015

What Is The Best LED TV To Buy?

Best LED TV For The Money

OK so you have read my article “Why Buy an LED TV” and are convinced it is the only TV to buy. Now it is time to decide which TV you should buy. There are so many different manufacturers, different sizes, and bells and whistles that this can be a daunting task. OK Frugal Men I am now going to answer the question “What Is the Best LED TV to Buy“.

I can assure you that once you start watching your new TV set the little bit of pain in making the buying decision will be greatly rewarded for years to come.

LED TV

LED For the Frugal Man

As a Frugal Man I know that you are looking for a quality TV that you can buy for the best value. Value being defined as best initial price factored in with ongoing costs over the life of the TV. Based on this you have already made the decision to go with an LED TV.

The first thing you need to do is decide what screen size you are looking for. You want to buy the biggest screen size that you can afford of course taking into consideration the space you have and the distance you are from the TV. You can refer to my distance chart here.

Be sure to buy a standard flat screen. Don’t be sucked into buying a gimmick TV like a curved screen or a 3D TV.

What Is The Best LED TV TO BUY? Drum Role Please

There are only two brands of LED TV’s that I would consider buying. Samsung and LG.

So at this point you know what screen size you are going to buy and you are either going to buy:Best LED TV

1) Samsung is best in the business. Ten years ago I would have said Sony but Samsung has raced ahead and they are tops in technology. Click here and pick your Samsung based on screen size.The Best LED TVs

2) LG also makes LED TVs that are second to none. Click here to see the different options for LG LED TVs.

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Why Buy an LED TV? Your LED TV Buying Guide

If you have been looking to buy a flat screen TV but are confused about which one to buy, I am going to help you so you can make an intelligent choice. I will help you seek answers to common questions like why buy an LED TV, and why LED is better than LCD or Plasma TV? 

Why buy an LED TV                                                                     

Types of Flat Screen TVs Available

When you buy a new television, you can choose from three main types of modern displays LED, LCD, and Plasma. These choices have remained the same for the last decade, but some details of each of these different technologies has changed over that time. So if you need help choosing which type of TV is best for you? I am here to help.

Best LED TV

What is LED?

LED stands for Light Emitting Diode which simply means that it creates light from the movement of electrons. A great feature of LED is that it does not lead to any invisible light or heat therefore LED uses very little energy or electricity.

LED and LCD TVs are very similar. The main difference is the type of bulb used to create the picture. Special bulbs are used in LED TVs for back lighting rather than the fluorescent CFL lights that are used in LCDs. Both employ a liquid crystal diode system front panel.

Some LEDs utilize edge lighting which allows for very thin construction. If you put an LED, LCD, and Plasma TV side by side the first thing you will notice is how much thinner the LED TV is.

LED over LCD and Plasma

LED and LCD are brighter than Plasma. LED TVs exhibit brighter whites, deeper blacks and a wider range of colors. LED TVs also use up to 70% less electricity than Plasma. Let me repeat that 70% less electricity over years of use.

LEDs also last as much as twice as long as Plasma TVs. LEDs also weigh a lot less than Plasmas which is important as you get into the larger sizes. The one advantage Plasma has is price. Plasmas are less expensive than LEDs but only in purchase price. However, if you take into account the energy savings and longevity of an LED TV the ultimate cost will be lower.

Buying the best LED TV out there

By now I think I have convinced you that an LED TV is what you want to buy. Obviously the first thing you need to consider is your budget. Once you know how much you want to spend you need to get the largest screen you can afford.

Of course, based on the space you have, and the distance you will be from the screen. Trust me no matter what screen size you buy you will wish you bought one just a little bit bigger.

 

The best LED TVs

Conclusion

As a Frugal Man searching for quality, value, and thinking long term, LED TVs stand out as the clear winner in the TV race. Consuming less electricity, offering the brightest of pictures, deep blacks, clarity, and sound quality LEDs offer the best value for the money.

So what are you waiting for? Go ahead and buy an LED TV. Click here to go to my review and recommendation for the  LEDs that are the best available today. Enjoy movies, music, games, on a high quality LED television and you will never regret your decision. Having an LED TV is truly an investment in disguise!

Why buy an LED TV? The answer should be clear now.

GO HERE: For my Review and Recommendations for LED TVs.

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Car Insurance Coverage: What You Need To Know

Car Insurance CoverageDo you hate paying for insurance of any kind?

You answered yes, right?

Most people hate paying for insurance, especially if they have few if any claims.

You feel like paying for car insurance is like throwing money out the window as you cruise down the highway.

If you are smart, however, you realize that insurance is a really good idea. As they say, accidents do happen, and when they do happen, you won’t regret having good car insurance coverage.

This should not stop you from shopping around for the best deal fellow Fugal Men. As always that is what I am going to help you do.

When was the last time you shopped around for your car insurance coverage?

Most people don’t take the time to shop for coverage, which often leads to paying more than they need to. Follow the tips below and you will learn what you need to know to make an intelligent decision in regards to your car insurance and also save some money.

Buying good car insurance coverage isn’t difficult. If you have been shopping for coverage lately, you realize that there are lots of pitfalls to watch for on the journey from your initial research to signing on the dotted line. Here are a few points to remember when you are still in shopping mode.

What You Need to Know

Determine what you need. There are a lot of different options when it comes to car insurance. You need to know exactly which options you need before you start to research.

If not you may end up buying more options and coverage then you need thus costing you money?Car Insurance Policies

Your individual State may require you to have specific kinds of coverage. You can go here to check on the minimum amount of coverage for your state

After you determine what your state requires you can decide how much coverage you want in addition to that.

Many insurance buyers are very cautious. They base their insurance purchases on what they believe the worst case scenario would be. Insurance companies know this, and they love it.

Liability Coverage: What Is It?

Liability coverage it is crucial especially if you have and a lot of assets. Liability coverage is mandatory in every state and it covers injuries you may cause to another person or another person’s property. Liability coverage kicks in if you are responsible for the damage. The coverage does not cover any personal injuries you have.

Collision Coverage: What Is It?

Collision coverage will pay to repair or replace your car in the case of an accident. It also covers your car if someone hits it when you aren’t even a driving it.

Generally collision coverage has a deductible. If you have an accident you are required to pay the

Car Collision Coverage

COLLISION COVERAGE?

first $500 or $1,000 depending on which deductible you chose when you signed up for your insurance. If you are driving a car that is not worth very much it may be prudent to skip the collision coverage.

Comprehensive Coverage: What Is It?

Comprehensive coverage ensures you for things that may happen that do not involve a collision. If can cover you for example if you hit a light pole, fire plug, or some other inanimate object.

Your comprehensive coverage also covers you when your car is damaged or lost due to events such as a fire, flood, hurricane, theft, or vandalism.

Your driving habits should be an important consideration in determining what coverage you opt for. If, for example, you have a history of accidents, or have a treacherous daily commute, you might want to add more coverage to your policy.

Finding the Best Insurance Company for You

Consumer complaints

As you probably know, you will seldom hear from your insurance company until there’s a problem unless of course you have not paid your premium. It is when there is a problem that you will often find out their true colors.

The last thing you want is to be fighting with an insurance company while you are dealing with the dramatic effects of an accident. You should check on line to be sure that the insurance company you are considering does not have many complaints from people who have made claims

Internet or Brick and Mortar

Some insurance companies exist only online, while others do business online and also have physical offices.

As long as you use a big insurance company that has good ratings, and few complaints, you are free to use either type of insurance company. If you feel more comfortable being able to drive to a physical location then pick one of the company’s an office near you.

If a company seems to only exist in cyberspace and you can’t find much if any information about a company, beware. You want to be sure if you have a problem you can speak to a real person.

Price Isn’t Everything

Does an insurer stress price over quality of coverage? There’s a lot of money to be made in the insurance business. Unfortunately, there are companies out there that want to sell policies without paying much attention to service.

Do you want the lowest price? No, you want the best price from a good company, on a policy that meets your needs.

In the insurance business, the devil really is in the details.

Get your quote in writing. If you are talking to an insurance company that hesitates or outright refuses to send you a hard copy of their terms, keep looking.

Company Financial Strength

Do they stand behind their product? A good insurance company has the financial strength to stand behind their policies.

You can check out a company’s credit rating very easily. You can do this by checking with A.M. Best, which publishes independent reviews of insurance companies and their credit ratings. With a good credit rating there is a less chance of the company having financial problems.

Did You Ask for a Discount?

One of the hallmarks of a good insurance company is the willingness to offer discounts to drivers who meet certain criteria.

These might include discounts for policy holders who have multiple policies from the same company, good driver discounts, student discounts, and many more.
If a company does not tell you about discounts, ask about them. If they still don’t, keep shopping.

Don’t be Rushed

Just as is the case when you buy a lot of things, you should never allow yourself to be rushed into buying any car insurance coverage.

Insurance is one of the most important parts of your financial well being. Do not let an insurance agent or company push you into buying a policy.

Aggressive sales techniques are for selling used cars, not insurance.

If you do not have the time or inclination to do the extensive research it takes to find the right company for your car insurance coverage you can go to my review and recommendations for car insurance companies.
Watch for my review coming soon.

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Shaving with a Razor: The Choice You Need to Make

Shaving with a razorHello Frugal Men. Today we are going to talk shaving with a razor and the different kind of razors that are available. Most of us shave every single day so it is important that we use the best razor for our face and also the one we like the best.

Every man has a grooming ritual in the morning. No man wants to go out into the world looking like a slob, especially us Frugal Men. For men, grooming is a relatively simple and straightforward affair but there are a number of things that could escape your notice.

One of the most crucial parts of a man’s routine focuses on his daily practice of shaving. Once you’ve reached a certain age, shaving becomes an essential part of your regular routine.

You cannot possibly afford to skip your shaving routine and expect to remain within the boundaries of an acceptable office or social code of conduct.

For some men, shaving with a razor may seem like a relatively simple exercise. There are a number of details that you need to be aware of before you can be sure that your shaving in a methodical and effective manner.

The market is saturated with many razors for you to purchase. How can you possibly decide which razor you should buy? There are so many options and you don’t have the time or inclination to research each type of razor?

Let’s take a look at a few important points that every Frugal Man should be mindful of when looking for a razor.

Single, Multiple or Disposable Blade? What type of razor do you need?

The most important thing that you need to address is what type of razor to purchase. Many men spend allot of time obsessing over details such as shaving creams, oils, and badger brushes, without paying attention to the quality or type of shaving razor that they utilize.

You need to consider carefully which razor is best for you. Many men get nicks and cuts from certain kinds of razors. You need to take into account which razor will be best for your particular skin composition.

When it comes to making a purchase, you want to be sure that you get the most comfortable shave possible. It may take multiple attempts and tests before you can settle on a specific brand and type of razor for you to use indefinitely, but once the decision is made, you can stick with that type of razor for the rest of your life.

The Single Blade Razor

Single blade razorThe single blade razor has been used by generations of men and gets you a close shave. The increased usage of multi bladed razors has diminished the use of the single blade razor.

A lot of men are switching back to the single blade razor because they cause less irritation and razor bumps on the face.

The Multiple Blade Razor

Muliple blade razorAbout forty years ago manufacturers started to produce razors that possessed multiple blades. These tools were a stark departure from the traditional single blade razor. Some companies are now producing razors that have up to five blades.

Some men claim that the multiple blade razors give them the closest shave. Other men have reported a marked increase in razor bumps and ingrown hairs as a result of the continuous use of multiple blade razors.

Multiple blade razors tend to cut below the skin line over the course of your regular shaving routine. As a consequence, the hair has difficulty finding its way out of your skin, thereby producing razor bumps and ingrown hairs.

The Disposable Razor

Disposable RazorThe last type of shaving razor that you will encounter is the disposable razor. Disposable razors have become a popular alternative for many men.

There are a number of disposable razors that are available in the market. Some of them come in single, double, and multiple blade configurations. The biggest difference that the disposable razor has compared to its other counterparts is its inherent need to be disposed after a few uses.

People who attempt to use a disposable razor many times may end up dealing with a severely dulled blade and a host of shaving related problems.

The Question of Cost and Value

Without a doubt the single blade razor is the most cost effective way to shave. The cost vs. the value really comes down to which razor is best for you.

Disposable razors may seem like a practical option given the fact that they have a relatively low price tag. Upon closer inspection, however, you need to dispose of the razor after a few uses which results in multiple purchases that add up to a considerable amount of money over time.

Conclusion

When it comes to purchasing a specific razor it boils down to personal preference. Which blade is best for your face?

Some people prefer the convenience of the multiple blade razor while others prefer the time tested close shave they get from a single blade razor.

Disposable razors are also a popular option especially among people who don’t need to shave every day.

The best thing that you can do is test all three types of razors to find out which one best suits your needs, and the needs of your face.

After you decide which razor gives you a perfect shave you never need think about which razor to use again in your life. Shaving with a razor can be fun when you have made an informed choice. Which razor are you going to use?

Click Here to go to my review of Single Blade Razors Men.

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